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Personal Checking Accounts

Click here to see our Business Checking Accounts.

Free 3x5 Safe Deposit Box

Every new personal checking account includes:

  • FREE Bonus Check Card that earns rewards through our UChoose Rewards program
  • FREE Online Banking and Bill Pay
  • FREE eStatements
  • FREE Mobile Banking
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE access to 500+ ATMs through the Community Cash network
  • FREE thank you gift*
  • Buy back of your unused checks and debit cards from another financial institution** 

 

 Totally Free Checking

A FREE account for everyone!

  • FREE welcome pack of checks
  • No minimum balance
  • No monthly service charge
  • No per check charge

 50+ Interest Checking

FREE for customers 50 and better!

  • FREE BNO logo checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

 Direct Interest Checking

FREE checking with the convenience of direct deposit or any automatic payment!

  • FREE welcome pack of checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

High Interest Checking

An account for those interested in higher interest!

  • FREE BNO logo checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • No per check charge
  • Only $6 monthly charge if minimum balance falls below $1,500

 

Download a Switch Kit and bring it in any branch to get started.

 

Offer good on personal accounts only; click here to learn about our outstanding options for your business or corporation. Bank rules and regulations apply. Minimum opening deposit is only $50.

*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.

**Up to $10 cash for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Free 3x5 Safe Deposit Box with any new checking account offer valid while supplies last. Customer is required to pay $15 security deposit.

Lost or Stolen ATM/Bonus Check Card call 1-800-554-8969
BNO wants to protect you from Debit Card fraud.  Click 
here for more details.

 

Deluxe Checks

Free Checking Plus Free Gift Free Business Checking Plus Free Gift Tell-A-Friend & Get A Free Gift
Safety Lock

Please be aware that there are a number of scams involving phone calls and/or email. BNO will never make an unsolicited request for your personal information over the phone or via email. Click here for more information on security and fraud protection.